Participants:
Series Code: TDY
Program Code: TDY190071A
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00:01 I want to spend my life
00:07 Mending broken people 00:12 I want to spend my life 00:19 Removing pain 00:24 Lord, let my words 00:30 Heal a heart that hurts 00:34 I want to spend my life 00:40 Mending broken people 00:46 I want to spend my life 00:51 Mending broken people 01:09 Hello, and welcome to another 3ABN Today Program. 01:12 I'm Jill Morikone. 01:14 And we are so glad that you've taken time 01:16 from your day to join us here at 3ABN. 01:19 And sitting next to me is my Sister Earleane Hunt. 01:23 She is a Trust Officer at our Plan Giving 01:25 and Trust Services Department, as well as the Office Manager. 01:29 So at 3ABN, we all wear a lot of hats and you do too. 01:33 Yes, and it's more fun that way. 01:36 I just wish we could have different colored hats 01:38 that would be kind of fun. 01:39 Hey, that's an idea. Let's put that out there. 01:41 Yeah, see. 01:42 Yeah, 3ABN would look good on multicolored hats. 01:44 It would indeed. So we'll try that now. 01:47 So because I said the word Plan Giving and Trust Services, 01:50 that might give you an idea that we're talking about 01:54 finances today. 01:56 We're talking about stewardship. 01:58 We're talking about giving to the Lord's work 02:01 and helping yourself at the same time. 02:04 And making plans for the future 02:06 because that's really important, isn't it? 02:08 Yes, it really is. It's vitally important. 02:11 And that's why we're here today to express 02:13 how vitally important this program is 02:16 both for men and women. 02:17 Absolutely. 02:19 And seeing that we're ladies here, and we have another lady 02:21 we're going to introduce to you. 02:23 And we have a gentleman because we need to clearly 02:25 round some things out a bit here so, 02:27 but we're talking specifically today on women and finances. 02:30 But I know, Jason, you have a great deal 02:32 of insight to share into that as well. 02:34 But we have Nancy O'Brien, 02:36 who I used to work with at the school. 02:38 Nancy, how many years? 02:40 We worked together 10 years at least it seems like. 02:41 Oh, at least. 02:43 I was there 14 years and you were there 02:44 most of those years. 02:46 You are our principal, our first principal 02:49 at the Thompsonville Christian School. 02:51 That was '99, you came, I'm trying to remember... 02:53 That's when the school opened '99. 02:54 Yeah, yeah. 02:56 And then you transition to the Plan Giving 02:58 and Trust Services Department. 02:59 Now you are a Trust Officer. 03:01 And when did that transition happen? 03:03 2013 is when I left the classroom 03:06 with the smaller children and came to Plan Giving 03:08 and Trust Services, I work with the older. 03:13 We've been blessed to have her too. 03:15 She is absolutely marvelous with our clients. 03:19 She can chat with them, she can present things... 03:21 I have great people calling. 03:22 And she's great at praying for their needs. 03:25 Amen. Amen. 03:26 I love that about the Plan Giving 03:28 and Trust Services Department. 03:29 Nancy, Earleane, you're the same way. 03:32 Each person there has a heart for you, 03:34 which is our 3ABN family. 03:36 And that really comes across when you talk on the phone, 03:39 you want someone to pray with you, 03:41 and someone to advise you, and to help you 03:43 with these matters, that's vitally important. 03:45 Yeah, you're right. 03:47 And sitting next to you is Jason Bergmann, 03:49 who's our CFO at 3ABN. 03:52 And in addition, you also happen to be a Trust Officer. 03:55 I know that's not your role here per say, 03:57 but you also do that as well. 03:58 Yeah. 04:00 It's been almost 24 years 04:02 as a Trust Officer in the church. 04:03 And coming here, a little different role, 04:05 but it's been a blessing as well. 04:07 And I love to be a part of 3ABN, 04:10 and the stewardship of God's money. 04:13 Amen. Absolutely. 04:15 So before we jump in to women, especially in money, 04:19 tell us why is stewardship even important, Jason? 04:21 You know, stewardship is a way for us to build relationship 04:24 with Jesus, and also our brothers and sisters. 04:27 It's all about building relationship 04:29 and getting ready for Jesus to come. 04:32 And He's entrusted us with His resources to us. 04:36 And that's what a steward is. 04:37 It's basically a manager of resources. 04:40 And we're here to just use the resources God has given us, 04:45 not necessarily for us, but for others to glorify God. 04:49 Amen. Amen. 04:51 Absolutely. And we want that. 04:52 We wanna be good stewards of time. 04:55 That's right. Talents. 04:57 That's right. 04:58 Treasure, which we're talking about today, right? 05:00 All those are vitally important. 05:02 Yes, they are. So... 05:04 Being a good steward in everything we do. 05:08 Because when you find the smallest things 05:10 to be a good steward in, when the big projects 05:13 come along, you're ready to face it. 05:15 That's right. Absolutely. 05:16 We need to even teach our children. 05:18 That's right. Yes, yes. 05:19 So let's talk just a moment about women and money. 05:22 Now it's a good thing for women sitting here 05:24 talking about this. 05:25 Go ahead. Let's hear what you have. 05:27 Because we could say, you could be saying, 05:29 "Well, why are you talking about that?" 05:30 But I'm a woman so I guess maybe that helps. 05:33 They say men buy and woman shop. 05:36 Have you heard that before? 05:37 So men say, "I'm going in. I'm getting this item." 05:40 And we kind of go in maybe we take our time, 05:43 go through the store. 05:44 Now this is an over generalization 05:45 because there's some women... 05:47 I don't know, I feel like you're talking about me. 05:48 Okay. Okay. 05:51 That's what we do. 05:53 Now, I looked up some statistics that single men 05:57 spend more on food than woman. 06:01 Okay. 06:02 But you can guess who spends more on clothing, 06:05 make a guess? 06:06 Women? Yes. 06:08 On clothes, personal care products that type of stuff. 06:12 How about shoes? That would fall with clothes. 06:14 That with the cloths? Okay. Okay. 06:16 I think so. Now what about cars? 06:17 What do you think about cars? Oh, men. 06:20 He's looking real serious. 06:21 Yeah, I think guys really like, although I've seen both. 06:25 Yeah. I... 06:27 Statistically, the website at least 06:29 I looked at and you know, 06:30 websites can be a little different, 06:31 but it said that men usually spend a little more 06:33 on cars than women. 06:35 Yeah. What about entertainment? 06:39 You didn't know, you gonna be quizzed today? 06:40 Equal. It is equal. 06:42 Good job, Nancy. 06:44 Especially for married couples, 06:45 you kind of doing that together. 06:47 Yes. 06:48 And you can decide whether you wanna spend more 06:50 or if maybe now's it's time to pull back 06:53 on so much of that. 06:54 Yes. Absolutely. 06:55 That's good stewardship. Yeah. 06:57 It is good stewardship. 06:58 So if we think about investing, they say, by and large, 07:01 do you think men or women 07:02 show more interest in investing? 07:04 Oh, men. 07:05 Yeah, I think so. Absolutely. 07:08 They said, the disparity between the sexes decreases 07:12 with millennials. 07:14 So younger women would show more interest 07:16 in investing then maybe older women. 07:18 But still it's very... There's a vast difference. 07:22 36% of millennial women say, 07:24 they enjoy managing their investments. 07:26 70% of millennial men enjoy managing their investments. 07:31 Now the older you get, the wider that disparity 07:34 would even get, but that's pretty wide in itself. 07:36 Statistically, men would know more about investing, 07:39 men are more confident with money. 07:42 In fact, the director at TD Ameritrade said that 07:47 69% of her firm's individual accounts 07:49 are held by men instead of women. 07:52 However, if they look at women who do invest versus men 07:55 who invest, women look more at the long term. 07:57 Yeah. 07:59 They're looking at putting their kids through college. 08:01 They wanna make sure the mortgage is paid off. 08:03 They want to save for retirement. 08:06 Men, by and large might do a more risky investment, 08:10 where women wants something stable, 08:11 they wanna make sure they're taken care of. 08:14 And if you think about life expectancy, 08:17 in developed countries, traditionally women 08:20 would live longer than men. 08:22 They might live to 79 years of age, 08:24 a man might live 72 years. 08:27 Less developed countries, of course, 08:28 the life expectancy is vast, 08:30 it's less, you know, it diminishes. 08:32 But yet still women would live longer than men. 08:34 So why are we saying all these things? 08:36 Why is it important? 08:38 Why do you all think it's important that 08:41 we talk about investments with women? 08:44 Why do women even need to be 08:45 concerned with finances and investments? 08:48 Right. 08:49 And some of that starts with just starting to understand 08:53 what your husband has planned. 08:56 I think about a story that woman didn't realize 09:01 how much her husband had actually put away for her. 09:05 And when she started to realize, you know, 09:09 I really do have something put away, 09:11 but it wasn't because I did it, it's because he did it for me, 09:14 and I need to carry this on. 09:17 And be able to leave something for my children, 09:19 my church, my family. 09:21 And women get into thinking about that. 09:24 Yeah. Absolutely. 09:25 You know, I look at it 09:27 as if women are gonna be living longer, 09:29 they're gonna be ending up with the money. 09:30 So even though the guys may be managing, 09:33 I think it should be a good relationship pair 09:36 kind of working through things together. 09:38 But at the end, it's gonna be the... 09:39 the women are gonna be managing the money. 09:41 That's right. 09:43 The guy, poor guys are gonna be, 09:45 you know, leaving everything, you know, leaving life 09:48 and leaving everything to their spouse, 09:49 which I have great confidence 09:51 in my wife in using the money wisely. 09:54 But, yeah, it's really important 09:55 for women to start thinking 09:57 about these things while your mental state is crisp, 10:02 and you're able to see what the family is trying 10:05 to do with the resources. 10:07 I wanna play on that, while your mind is crisp. 10:11 If you're not thinking about it now while you're young 10:14 and your mind is crisp, you might be almost too late, 10:18 but not, give us a call. 10:20 That's right. 10:22 But it is very important that we get involved with this 10:25 while our minds are young. 10:26 The statistics of Alzheimer's has gotten out of control. 10:31 That's right. That is a big issue. 10:35 Even if we only get into the senile stage, 10:38 let's make our plans early enough. 10:40 So that we are in a team not just as a family, 10:44 but with God also. 10:46 Absolutely. We must make our plans. 10:48 Absolutely. Right, right. 10:49 I know, my husband has taught finances for years 10:53 and as to me it's boring. 10:54 So I just tuned them out. 10:56 And then it wasn't until I started working with 10:58 thanksgiving and I realized oh, 11:00 you know, I don't really know too much about this, 11:02 this is really new and this is important to know. 11:05 That's right. 11:06 And so I think maybe women of my age and older, 11:09 that's the way we were was. 11:11 The men handled all the finances, 11:13 the women handled the home and the children and left us 11:17 not knowing a lot about finances. 11:19 But I think it's good that, you know, the younger you are 11:22 just getting a taste of the finances, 11:25 it gives you that confidence level. 11:26 So when you get older, you know, 11:28 you're not stressed out 11:29 and, you know, the older we get, 11:30 we don't wanna be stressed out, we want to know 11:33 what's happening, when it's gonna happen, 11:34 at what time. 11:36 So we just feel comfortable in living more 11:38 of a comfortable life. 11:39 But finances are a huge part of everything that we do. 11:42 And to know about it beforehand is a helpful way to, 11:46 you know, live out your life in a way that is comfortable. 11:49 Right. 11:50 And even with our youngest families, 11:53 it's so important that mom and dad gather around 11:56 that dining room table, pull your children into you 11:59 and start teaching them about tithing, 12:02 about true stewardship, and help them understand 12:05 what their plan is with their Heavenly Father. 12:07 Amen. 12:08 You're starting a good base for them. 12:10 Amen. Amen. 12:11 That's right. Yeah. Absolutely. 12:12 So whether you are single, 12:15 or married, or divorced, 12:19 or widowed, or part of a blended family, 12:23 each one of those situations 12:25 we find ourself in life is different. 12:29 But finances is something that's vitally important 12:32 because it's important to plan for the future. 12:35 Yes. 12:36 It's important that your family members, 12:39 if you have children, you know, to plan for. 12:41 Oh, I wanna provide for my children. 12:44 And I wanna provide for the Lord's work. 12:47 Right. 12:48 And I want to help know that after I pass away 12:52 that those funds will go to support 12:55 the spreading of the gospel here at the ministry of 3ABN 12:59 and also a certain percentage you can choose beneficiaries 13:02 and where you want those funds to go 13:04 to family members 13:05 or what you want to do with that. 13:07 So it gives peace of mind, I think to have that. 13:09 Yes. Yeah. 13:10 And I'm gonna go back to what you said 13:11 about blended families. 13:13 I encourage everyone, blended family, 13:16 or your birth children. 13:19 It's important to include all of them, 13:21 if you've already been a family. 13:22 That's right. 13:23 Think about taking care of the future 13:26 of your children as well. 13:27 Do not anger your children, 13:30 because you only will drive them away from God. 13:32 That's right. 13:34 Plan now that you're going to work with everyone, 13:36 and they're all gonna be in your family 13:38 when you get to the kingdom. 13:40 That's right. Absolutely. 13:41 So, Jason, talk to us a bit about stewardship here, 13:43 before I know we got a lot of different documents. 13:46 And we wanna talk about that. 13:47 So you are better equipped to know what the choices are. 13:50 And you can always call our 13:52 Plan Giving and Trust Services Department, 13:53 and they would be happy to walk you through that. 13:55 But before we jump into that, talk to us about stewardship. 13:57 Sure. 13:58 So, you know, I shared a little bit about 14:01 stewardship in a previous session. 14:05 But stewardship, the way I look at it 14:07 is building relationships 14:09 and helping understand what our responsibility is 14:14 with God's resources. 14:15 And if you look at, you know, we have a Trust Department, 14:18 and we're entrusted with God's resources. 14:22 Now, it's not all about money. 14:25 You know, it could be like you said, it's about our time, 14:27 it's about our talents. 14:29 God has given each one of us talents. 14:31 And we are responsible to use those talents, 14:34 not for us, but to glorify God. 14:37 And that is critical, I think, and that's all about 14:40 stewardship, because once we understand that 14:43 we are managers of what God has given us... 14:45 Yes. 14:47 It really gives us a new view 14:49 of what our responsibilities are. 14:52 How it is very important to utilize what God has given us, 14:57 and the time that He's given us to use those resources. 15:01 And, you know, it's a good responsibility. 15:05 It's an important responsibility that, 15:07 you know, the Lord could have said, 15:08 "You know, everything is Mine, 15:10 and I'll just give you a little piece." 15:11 But instead He's like, "I'm gonna give you everything, 15:15 but I want you to return back to Me, 15:17 back to your family, 15:19 back to others, what I've entrusted with you." 15:22 And what I found is the more that the Lord entrust us 15:27 and that we return to our brothers and sisters 15:30 and to our Heavenly Father, the more He gives us. 15:33 Yes. 15:35 So, you may have heard of LeTourneau. 15:38 He was an inventor of earth moving equipment 15:42 and he once quipped that, 15:47 "I shovel it into the Lord 15:49 and He shovels it back, 15:51 but the Lord has a bigger shovel." 15:53 Wonderful. 15:54 You know, what's interesting, he grew up poor, 15:56 but when he grew up and the Lord blessed him. 16:01 And, you know, Mr. LeTourneau 16:05 gave back to Lord and gave more back. 16:07 He was giving up to 90% of what he had back to the Lord. 16:13 And he had a lot of inventions. He became a very wealthy man. 16:18 Now, I can tell you in... 16:21 It seems like a universal rule. I haven't proved it. 16:24 But it seems even the ultra rich 16:26 will tell you that it's good to give at least 10% 16:30 of your estate to others or to ministries. 16:35 But I look at it as the Lord is the greatest investor. 16:39 Yes. 16:40 And when you look at the Lord being the investor, 16:43 He's entrusting us, so if we give more 16:47 a better return on His money to others, 16:50 what is He gonna do? 16:52 He may give us more. 16:54 He may give you more talent, if you provide more talent. 16:57 It's kind of like the Holy Spirit, 16:59 when you have a glass of water and it's filled 17:02 and you do nothing with it, what's the water gonna be like? 17:05 It's going to be stagnant. 17:06 But if you pour it out, and you water the plants 17:10 or water others, or increase others, 17:15 guess who fills it up? 17:17 You know, it's our heavenly family. 17:19 Absolutely. 17:20 So when we do that, and we return and recycle 17:23 what the Lord's given us. 17:25 That's what stewardship is about. 17:26 It's not looking upon ourselves, 17:28 but it's looking to our brothers and sisters, 17:31 our family and our Heavenly Father. 17:33 I got a scripture here. 17:34 And just as you're talking about that, 17:36 I thought this was a scripture we had picked for the program. 17:39 I just told our producer, let's do this scripture. 17:42 And it fits perfectly. So I'm gonna read it here. 17:44 Luke 6:38, "Give, and it will be given to you: 17:48 good measure, pressed down, shaken together, 17:51 and running over will be put into your bosom. 17:54 For with the same measure that you use, 17:57 it will be measured back to you." 17:59 So what you're saying is we cannot outgive God. 18:02 Absolutely not. We cannot. 18:03 You know, and we need to be careful 18:06 because we get these thoughts that we can afford to give, 18:12 because it may affect, you know, our resources. 18:15 Now there's a balance. 18:17 But I think, I look it as the opposite. 18:19 We can afford not to give, because that's who we are. 18:23 That's how God made us to be able to share 18:26 the resources that are all His. 18:29 And that's a huge responsibility. 18:32 And I just praise the Lord that He's entrusted us 18:36 to partner with Him with His resources 18:39 to bless others and glorify God. 18:42 Amen. 18:44 And in saying that, Jason, I think that it's important 18:47 to remember too, God asks us to give 18:50 and get back to Him, but you can sometimes 18:52 get back to Him in the way 18:54 of providing for others as well. 18:56 Absolutely. 18:57 Your family, your church, where your kids 19:00 are attending school, Christian education, 19:03 that's all giving back to the Lord's work. 19:05 And I think we need to become very involved with seeing 19:09 what God wants us to do. 19:11 3ABN does that, let the phone ring 19:13 and we say, hello, 19:14 and could you just send me all your money, 19:16 that'd be just great. 19:17 We're not on to that. No. 19:18 We're here to help you plan what your family, your church, 19:21 your community, what God's called you to do. 19:24 You know, I look at 3ABN as a conduit to use resources, 19:28 to share it with millions of people around the world. 19:32 And how greater an opportunity with all the resources 19:36 that He has given us. 19:37 We can share it with 3ABN, and we'll take those resources 19:41 that you give us. 19:43 And we'll share that the good news of Jesus 19:45 coming to millions of people. 19:47 Amen. I mean, how awesome is that? 19:49 We don't always hear as many mission stories as we used to. 19:51 Yeah. 19:53 Remember when you sat and you listen to that 19:54 mission story every week? 19:56 And you were so excited because even the children's story 19:58 was the mission stories. 20:00 That's right. That was a great thing. 20:01 I was a missionaries' child. 20:04 I was on the other side of the ocean. 20:05 I was born and raised in India. 20:08 If it wasn't for the giving of the United States, 20:11 big portion at that time... 20:13 That's right. And now we're International. 20:15 That's right. Yes. 20:16 And we're huge. Yeah. 20:18 If it wasn't for that giving, the work of God couldn't go on 20:21 in other countries, either. 20:22 So God didn't call you just put it back 20:24 in the offering plate or just back over here. 20:26 That's right. Think about it. 20:27 What project would God want me to do? 20:30 Absolutely. 20:31 What can I do? And I'm very excited. 20:34 We just recently adopted our first little girl. 20:37 That's going to be our mission project. 20:38 And I got one from the very area 20:40 where my dad was the educational superintendent 20:43 in southern Asia. 20:45 She's now ours. And we're excited. 20:48 We're gonna do her education for her. 20:50 We promised to put her all the way through school. 20:52 Nice. We're excited about that. 20:54 So your money can go where God calls you to put it. 20:57 Absolutely. Right. 20:58 And you think about the ministry of 3ABN. 21:02 When you give to the ministry here, 21:04 the gospel is spread around the world. 21:07 I mean, what better avenue because you think about people 21:10 who are, you know, behind the closed doors 21:12 and if someone knocked on their door and said, 21:14 here's the tract, or I wanna give you a Bible study. 21:16 No, thank you. And you shut the door. 21:18 But yeah, the television can go where we literally cannot go. 21:22 So the ministry of 3ABN, God can use to reach people. 21:27 We hear stories every day... That's right. 21:29 From people who accepted Jesus or who walked into a church. 21:33 You know, because of hearing something on 3ABN. 21:36 So what if someone's... 21:37 This is a practical question, what if someone's my age, 21:40 I guess I'm past millennial, but a little bit pass, 21:43 not that much. 21:44 So what if someone's my age, 21:46 and they say, okay, what can I do? 21:49 Is there something I can do, Nancy, maybe what would 21:52 someone of my age be able to do? 21:54 Well, aside from what we've already talked 21:56 about giving to special projects. 21:59 We offer the trusts that they can put, 22:03 they can invest their money in and still be 22:06 able to use it if they need it. 22:07 Someone your age, you know, do you have more in the future, 22:11 probably than you do in the past. 22:13 So you still want to preserve 22:15 what you can or take care of yourself in the future, 22:18 or even if you're, you know, your spouse, 22:20 the children, whatever, maybe even your parents. 22:24 So what's the Cash Trust? 22:26 And what does that mean? What does that look like? 22:27 And... 22:29 Okay, a Cash Trust is kind of what it sounds like. 22:31 It's a trust that you put finances and your money in. 22:35 And there is... 22:36 It does have to be $10,000, if you're single, 22:39 this is a single account. 22:40 $20,000 if it's gonna be a joint account, 22:42 but it's invested and you earn an 22:45 interest payment from it. 22:47 And depending on the amount you put in, 22:50 you're gonna get a monthly interest payment 22:52 or a quarterly interest payment. 22:56 And right now, it's kind of interesting. 22:57 It's earning 4%, which is a whole lot better than, 23:00 you know, in a checking account or in a money market. 23:03 The other thing, what's great about a trust 23:05 is it's revocable. 23:07 So, you know, the life changing events happen. 23:10 So you can take that money back out, still, you know, 23:13 gain the interest, which is better than 23:15 a checking account. 23:16 But also this is more Cash Trust or I mean, 23:19 when you agree that it's more for a reserve account 23:22 for a future to utilize. 23:27 You know, you operate your daily activity, 23:30 you wanna keep that in your checking account. 23:31 But more for a savings or reserve account in the future, 23:35 I would think that a Cash Trust earning 23:37 4% currently right now is a great option, 23:40 a great investment tool for I would say 23:44 the 40s, maybe 50s. 23:47 But yeah, even in the 60s or 70s. 23:50 I think it's a great tool. 23:51 Or 20s? Or 20. 23:52 Someone in their 20s, says, hey, you know, 23:54 I have some money 23:55 and it's sitting in a checking account. 23:56 That's right. That's right. 23:58 It could be invested, it could be drawing interest. 23:59 And it's very safe. 24:01 And it's a great tool that all of us, you know, 24:06 whatever age group that you're in, 24:09 you can utilize this and, you know, be a blessing 24:12 and have a good interest rate where, you know, 24:14 you have saved money earning 4%, which that's a good rate, 24:19 especially in today's dollars and investing. 24:23 Excellent rate. 24:24 Excellent. Yeah. 24:25 I like to brag about how good it really is. 24:27 Yeah. 24:28 Because it feels good to talk about it. 24:30 Because we know, we're blessing your family. 24:34 And we are also blessing your giving possibilities. 24:37 That's right. 24:38 Because that interest can be accrued, 24:41 that interest can be taken by you and applied. 24:44 People are taking the interest 24:47 and turning it right back to 3ABN every month. 24:50 That's a blessing. That's a good thing. 24:52 And if you haven't decided to do that, give us a call 24:55 because we can arrange that for you. 24:58 And being able to get that donation right back 25:00 to 3ABN every month is a good plan. 25:03 God will bless you. 25:05 What's the Trust Service number and then, 25:06 well, I see you, Jason? 25:08 800-886-4800. 25:12 800-886-4800. 25:16 And somebody standing by even though we're missing. 25:20 You know, that's a great way for systematic giving. 25:23 When we think about systematic giving, 25:25 we hear about in our churches, but, you know, 25:28 3ABN is an organization that really appreciates 25:32 systematic giving. 25:34 These monthly donations that come in really help 25:38 in how we can provide good quality content 25:41 to share around the world about Jesus and His love for us, 25:45 and how we can share the good news. 25:46 So the kingdom of heaven can be grown by 25:49 what we do here and by your support. 25:52 Amen. 25:53 And then we have several people 25:54 that are doing that. 25:56 They're saying, okay, I want 10 or 15% every month 25:59 before you put in my interest, take 10 or 15%, 26:02 and give it to 3ABN. 26:04 And so it is a very systematic way of giving. 26:08 And they seem very happy about it, you know, 26:10 because they don't have to remember, 26:12 oh, I have to send another check this month. 26:13 That's right. That's right. Oh, of course. 26:15 So, I'm thinking nuts and bolts here. 26:18 If I have a Cash Trust, say, I'm a couple, I'm married, 26:20 we start with $20,000. 26:22 And then I say, a year down the line, 26:25 oh, I have a little more money and I wanna invest that, 26:28 can I add to it? 26:30 Yes. 26:31 And if so, is there dollar amount 26:32 or how does that work? 26:34 You can add any amount to it. 26:35 Once you have it established, the minimum has been paid, 26:37 you can add any amount. 26:38 And we have people that send in consistently 26:40 like $100 a month. 26:42 And others it's like maybe once every couple years, 26:44 they get like you said a little extra 26:46 and they put it into their Cash Trust. 26:48 And it's also as you said, revocable, 26:50 so we have people that call in and they'll say, 26:53 the storm blew my roof, part of my roof off. 26:56 Can I have some of the money back, you know, 26:57 and we say, oh, certainly. 26:59 You just have to put it in writing, 27:01 because you can't do anything with your money 27:03 unless you put it in writing. 27:05 And you can, you know, withdraw whatever you need to, 27:08 for those kinds of emergencies or unexpected expenses. 27:11 That's right. Absolutely. 27:12 How long does it take to get that? 27:13 If I put it in writing, do I have to wait 27:15 a month to get it? 27:16 How long does it take? 27:18 Well, once we receive the request, 27:19 as soon as it just takes a few days, 27:21 it depends on the amount if you're asking 27:22 for 300,000 back, it might take a little bit 27:24 longer than a couple days but... 27:26 You know, and what's good is if it's needed right away, 27:29 we're happy to wire the money. 27:30 We can ACH which is little, 27:33 it's less expensive to do an ACH, 27:35 which it takes two days in for that process. 27:38 But usually a turnaround time is within a week or less. 27:43 It's usually within a few days. 27:44 Yeah, we've had some within three days. 27:46 Yeah, absolutely. 27:47 Some banks are right on posting it 27:49 as soon as we release it. 27:50 And we release it as fast as we can... 27:53 Once we've gotten your written notice. 27:55 Your morning requests go faster than 27:56 your afternoon request. 27:58 Yes, of course. 27:59 And I love that because basically that's peace of mind. 28:01 Right. Yes. 28:02 It is, isn't it? 28:04 What about talk to us about another document, 28:06 what about CGAs, Charitable Gift Annuity? 28:08 Well, now the Charitable Gift Annuity 28:10 is a little bit different plan. 28:12 Okay. 28:13 Some people don't wanna have their money tied up 28:16 and can't get it back. 28:18 But don't worry about it. Remember, it's God's money. 28:20 So think about that while I tell you about 28:22 Charitable Gift Annuities. 28:24 It is God's money, and somewhere along 28:27 the line you have in your mindset, 28:30 I am going to give this to the Lord's work. 28:33 God gave it to me, now it's gonna be time 28:35 for me to give it to Him. 28:37 So you prepare the document. 28:40 And many people have done it, so they're not afraid of it. 28:43 I wanna emphasize, we have many of those 28:45 and we thank God for each person 28:47 who has done that for us. 28:49 On those documents, it's irrevocable. 28:53 So what you put in, you will not see that 28:56 full dollar amount again, because it becomes reduced 28:59 as your interest is paid through to you 29:02 through the years. 29:03 So it's more than just interest, right? 29:06 Its interest and part principle. 29:08 Both. Yeah. 29:09 Okay. Right. 29:10 And it's for lifetime For lifetime. 29:13 So you telling me it's guaranteed? 29:15 It's guaranteed. It's guaranteed for life. 29:17 That's right. 29:18 Now, if you're just starting out in your 65, 29:21 and you wanna get into it, great time to start. 29:24 Sixty five years old, put your money in there. 29:27 And then you're gonna be earning the interest 29:31 will be paying you from both, like you said, 29:34 and maybe you last another 20 years. 29:38 And part of that money still left there. 29:40 You were 80 when you did it, and now you're 100. 29:44 We actually have some of those out there. 29:46 So don't ever think you're too old to do 29:47 one of these for God. 29:49 That's right. So invest your money. 29:51 What still is in the account. Oh, this is such a blessing. 29:55 What still in the account is for God 29:58 and for this ministry to tell the story of Jesus. 30:03 That's what that money is left therefore. 30:05 Thank you. 30:06 So you're saying that 30:08 when you do a Charitable Gift Annuity, 30:09 that it's irrevocable, but you have 30:11 a guaranteed interest for the rest of your life? 30:14 It's a guaranteed income. Income. 30:16 Income. Okay? 30:17 And what percentage? 30:18 I mean, do we know does it depend on your age 30:20 does it depends... 30:21 It depends on your age. How much you put in? 30:23 Yeah. It depends on... 30:24 If it's a one life or a two life, 30:26 it depends on your life expectancy, 30:28 which we have tables. When your birthday is. 30:30 So, yes, we're gonna ask you, when your birthday is. 30:33 Some people will, don't ask me my birthday. 30:35 Yeah. God loves your birthday. 30:37 He gave you your life on that day. 30:39 And when you go to invest and it's gonna be 30:40 for the Lord's work. 30:42 Tell us your birthday. It's very important. 30:43 Right. 30:45 Now, if you're 90 years old, wonder how many people 30:48 are 90 year old and they haven't planned yet. 30:52 Give me a call. I've got a senior citizen plan. 30:54 The older you get, the better it becomes. 30:56 That's right. Yeah. 30:58 Climb up to 9.5%. Really? 31:00 That's right. Yeah. 9.5%. 31:02 So we're here... You're kidding? 31:04 9.5% for the rest of your life, guaranteed. 31:07 For the rest of your life, Jason. 31:09 Whether it be a monthly distribution 31:12 as far as your income or a quarterly 31:14 or semi annually or annually, 9.5%. 31:17 I mean, you have to be 31:18 90 years old or a little bit higher, 31:20 you know, a little bit older than that. 31:21 But, you know, I see it as a very effective tool 31:27 for those people who want a stream of income 31:31 for the rest of their life, like kind of a paycheck. 31:35 And what I've seen it's a peace of mind that people, you know, 31:39 they like it so much once they do it, 31:41 they do more than one, more than two. 31:44 We have some person that has given it like. 31:46 A whole drawer full. Oh, yeah. 31:49 A whole file drawer full. Yeah. 31:51 So. Yeah, I mean... 31:53 Interest is coming from somewhere else. 31:54 And instead of wasting that interest... 31:56 Yeah. 31:57 She's calling us and saying, do me another one. 31:59 That's right. Do me another one. 32:00 When I leave this earth, God's gonna need this money. 32:03 You know, and I think because people worry less 32:06 with Charitable Gift Annuities and have that stream of income, 32:10 they live longer. 32:11 Of course. 32:12 And we've seen that over and over again, 32:14 they don't pass their life expectancy, 32:17 they fly by their life expectancy. 32:19 Yeah. They fly by. 32:21 And, you know, it's a blessing to them. 32:23 And it's a real, it's a win-win situation. 32:25 It's a win for our organization, 32:27 because whatever's left, 32:28 and sometimes we use all that they gave, 32:32 because they live longer than the life expectancy, 32:34 but that's okay. 32:36 We do that because we offer that service. 32:38 But really, it's a blessing to our constituents 32:41 that when they give, they got a stream of income, 32:43 they don't have to worry about it. 32:44 It's the rest of their life. 32:46 And it's up to 9.5% for those who, you know, 32:49 get to 90, you know... 32:50 I'm gonna point out one thing. 32:52 Just in case you think that when you're 65, 32:56 when you're 75, your rates gonna change 32:58 and when you're 85 it's gonna change, it doesn't. 33:01 It's the day you bought the annuity. 33:03 That's right. Okay. 33:04 Your age stays with the date you bought it. 33:07 So with the person we were talking 33:09 about with a drawer full. 33:11 She'd been doing that for 10 years. 33:12 Yeah. Yeah. 33:14 So everyone will have a different rate then? 33:15 So each one has a different rate. 33:17 I got it. 33:18 So your rate changes based on your age or... 33:19 When you enter. That's correct. 33:21 At that time. Yes. 33:22 So a couple of years ago when the rate went back up, 33:24 she hopped up too. 33:25 Yeah. Yeah. Yeah. 33:26 Thank you, Lord, for people who are willing to do this 33:29 and turn around and give it 33:31 as a gift to 3ABN at their demise. 33:33 That's right. Yes. 33:34 So if you were interested in Charitable Gift Annuity, 33:37 you have to be a certain age to enter this, right? 33:39 That's right. What's the age? 33:41 65. 33:42 So if you are 65 or above, we encourage you 33:45 to call our Plan Giving and Trust Services Department, 33:47 give us our number again. 33:48 800-886-4800. 33:53 There's the number on the screen. 33:55 And give us that call. 33:56 You'll be surprised what we can offer you. 33:59 You'll be surprised how you can jump in 34:01 and support the Lord's work, even if you thought 34:03 you had no money to do it. 34:05 There is a way to start some plans. 34:08 So I'm gonna muddy the water and say, yes, at 65, 66, 34:13 that's usually the time and it's usually 34:16 for interest rate purposes, 34:17 it's the most effective for both parties. 34:20 However, if you're younger, and you don't know what to do 34:23 with the money, but you believe in 3ABN, 34:27 we can do a Deferred Gift Annuity, 34:29 where we could hold that until a certain point 34:33 when you get so. 34:34 If you're in your 40s or 50s, or even late 50s 34:37 and you say I wanna do a Charitable Gift Annuity, 34:39 but I don't want my payment until I'm 65. 34:42 We can hold that until you're 65, 34:45 we invest it and it grows to the point when you reach 65. 34:50 That's when the Charitable Gift Annuity gets in gear 34:54 and we start sending the payments after you. 34:55 So you would not start to see a return for yourself 34:58 and we start sending on the payments after 34:59 investment until you reach 65. 35:00 And that's why they call it a Deferred. 35:02 Deferred. Got it. 35:03 Yeah. Yeah. Yeah, it's an excellent plan. 35:05 So the younger can get involved. 35:06 That's right. 35:07 And I appreciate you bringing that up, 35:09 because that is one that the younger people 35:11 can definitely do. 35:13 I didn't even know that. So I learned something new. 35:15 Yeah, and the interest rate for that is bumped up 35:17 because you have invested for a number of years. 35:19 That's correct. 35:21 So it's a better interest rate for your age too. 35:23 Okay. What about Property Trust? 35:25 I know we talked about Cash Trust, 35:27 and that's the dollar amount 35:28 you can put in that's at any age, 35:30 but what is a Property Trust? 35:31 What does that mean? 35:33 Property Trust, I think are really important 35:35 in that especially if your family's 35:37 not around you. 35:39 There's so many people that and this buys to me too. 35:42 My daughter is over 600 miles away. 35:45 Okay, if my husband and I were to suddenly pass away, 35:49 it would be a burden to her to come here and to try to, 35:54 you know, sell our home, 35:55 take care of all the furnishings 35:57 and to do everything. 35:58 Property Trust is a blessing, 36:01 and that we put it into the trust. 36:03 And we give that duty, you might say to 36:07 Three Angels Broadcasting, they become, 36:09 when my husband and I pass away, 36:11 3ABN becomes the successor trustee 36:13 and takes care of everything. 36:15 They come, they put the house up for sale, 36:17 they take care of the realtor, they take care of even 36:20 taking care of the property until it's sold. 36:23 So it's really no burden at all to the family 36:26 when you pass away then. 36:27 And does that mean, I'm sorry, if you have a Property Trust, 36:30 you can still make a decision and say like for you, 36:32 for instance, you want your daughter 36:34 to get be a beneficiary of certain percentage, 36:36 then 3ABN would get a certain percentage, 36:37 you can still choose that too? 36:39 Yes. 36:40 And we always ask that 3ABN get a minimum of 25%, 36:43 but the other 75% can go to your family, 36:46 can go to friends, can go to other ministries. 36:49 You can decide what you wanna do 36:51 with the money that after you've passed away. 36:54 But I think the greatest blessing is that 36:56 it's not a burden to your family. 36:57 Yeah. 36:58 Because so many who call in and say, well, 37:00 I've got two children in Pennsylvania, 37:02 one in Texas and one over in Washington. 37:05 And I live in Tennessee. That's right. 37:06 And it's like, I don't want my kids to have to worry about 37:09 taking care of everything when I'm gone. 37:11 And so that's when a trust is a real blessing to the family. 37:14 Because they say, oh, my kids are gonna love to hear this. 37:16 They don't have to worry about anything. 37:18 That's right. 37:19 And some people have been hanging on to that house. 37:22 Because, you know, I really wanna give it 37:24 to my children that's been in my heart a long time 37:27 that my children would get the home. 37:29 That's right. 37:30 Now, how are you gonna divide it up? 37:32 Like, you said, they're in five different places, 37:34 how we're gonna bring this house together? 37:36 Do we sell one, you know, 37:37 the living room and one the kitchen? 37:39 Okay, this is where we have to get sensible and say, God, 37:43 what would you have me to do? 37:45 Should I put this in a trust? 37:47 And should I leave it 37:49 and trust You to take care of it 37:52 through 3ABNs staff that can come and do that. 37:56 And we do not have enough staff running around here 37:59 to go to every house and clean it up 38:02 and do the mopping and what have you. 38:04 People want to know, how do you get all that done 38:05 and then get it on the market. 38:07 I was thinking that. I was thinking that. 38:09 We do have resources. 38:11 And we do go with very top notch professional realtors 38:16 who help us get on this. 38:17 We work every community has somebody 38:20 who does professional cleanup. 38:22 That's right. 38:23 Now you don't wanna just go and hire whoever 38:24 doesn't have a job there today. 38:26 We have professional references. 38:28 That's right. 38:29 And each town has a chamber of commerce, 38:32 which helps us a lot in finding what we need. 38:35 And so through 3ABN, we facilitate the needs 38:39 to take care of this 38:40 and get it all taken care of divided up evenly by 38:44 selling it and then putting the distribution of the money 38:48 to the right beneficiaries at the right time. 38:51 So, you know, what I like about trust is, 38:53 it has that peace of mind kind of characteristics 38:56 where if you put it in a revocable trust, 39:01 and you can do irrevocable. 39:02 Say, you wanna really tie that 39:04 or you wanna protect that asset in the trust, 39:07 you can make that trust irrevocable. 39:09 But let's just talk about the revocable side, 39:12 where you put this trust, and you get to the point 39:15 where you really can't take care of the lawn anymore, 39:17 you really are getting to the point 39:19 where you can't really move 39:20 and you need more assisted living. 39:23 Well, that's where we come in, 39:25 and we help and guide you in that process. 39:29 And we use professionals around us 39:31 to help you in making sure that this property is utilized 39:37 or, you know, we deal with that property 39:40 so you don't have to deal with anymore. 39:41 So it's a great way of peace of mind. 39:43 It's a great way to put it in an instrument 39:46 where you can later on you use it during your life. 39:50 And then when you can't, 39:52 then we can take over as trustees 39:55 and deal with it as you wanted us to deal with it. 39:59 And that's kind of a cool instrument 40:00 that we provide here at 3ABN. 40:02 That is incredible. Yeah. 40:04 So, say, I have a house, 40:06 I can put my house in the trust, 40:08 can I also put in investments or money 40:11 or what particular things can go into a trust? 40:14 Any of your assets. 40:16 Stocks, bonds, if you're wanted 40:17 that's already investing on your bank accounts, 40:20 your life insurance, retirement, 40:23 it can all be put into the trust. 40:25 And, in fact, it's always good 40:28 to have beneficiaries on all of those. 40:30 And if you have a trust, then the trust can become 40:33 the beneficiary, and then all of that 40:36 will be distributed according to how you have your, 40:38 you know, your beneficiaries listed like 25% here and 50%, 40:42 maybe to that person. 40:44 And because we've had so many... 40:46 well, I experienced it. 40:49 I went to the bank and said to, you know, I mean, 40:53 hometown bank, you know, friendly teller saying, okay, 40:56 if I were... 40:57 My husband and I were to die where would this money go? 41:00 She would say, oh, it going to your estate. 41:02 I said, oh, okay. 41:03 And I thought, so that means my daughter could get it. 41:06 She said, "No." No. 41:09 I said, "Well, how does my daughter get it?" 41:12 She says, "Well, you have to put her down 41:13 as the beneficiary." 41:15 That's right. 41:16 Well, you know, you have life insurance 41:17 and all your retirement stuff 41:19 and all the investments you have, 41:21 you need to have, you know, beneficiaries on all of them 41:24 or it goes into your estate. 41:25 That's right. Which means... 41:27 Which means what? 41:28 What does it mean when it goes into your estate? 41:30 That means that you're no longer in control 41:33 and the local government is in control of your resources. 41:37 Now... 41:39 Now, if you don't want it to go to the wrong place... 41:43 Or the wrong people. 41:44 Or the wrong people, then this is a time 41:46 to really seriously think about the pay on death. 41:50 Right. 41:51 Which in some banks, you have that you go in 41:54 and it's a nice young, beautiful teller, you know, 41:57 and she says, I don't think we do that here. 42:00 Oh, well, my financial person has told me to come in here 42:05 and do a pay on death. 42:07 Oh, I've never heard of that before. 42:10 I don't know that we've ever done that. 42:12 Right. And you say, just a moment. 42:15 They walk back out. 42:17 Earlene, I'm at the bank, 42:19 and they're giving me a run around. 42:21 I said, go back in and say, 42:23 when I die, who's getting my money? 42:26 That's right. Just like you had to. 42:28 That's paid on dead. 42:29 You have to be in control of your finances. 42:33 That means, if you go to the bank, 42:34 and you've always trusted them 42:36 and please continue to trust them, 42:38 they do a good job for us. 42:39 But be in control of what's happening for you. 42:42 What's happening on your account. 42:44 That's right. Yeah. 42:45 You know, what's interesting about a POD or a Paid On Death 42:48 is those type of assets, you don't even have to put them 42:51 in a trust because when you put the POD 42:54 that saves all the efforts, 42:57 it doesn't go into anybody's estate 43:00 because you have named the beneficiary right 43:03 in the document 43:04 when you sign up for that investment tool, 43:06 whether it be a checking or investment, 43:09 a brokerage account, if you just put POD, 43:12 it goes directly to that, and it's outside 43:15 all these other instruments. 43:17 But if you have, you know, in estate or you have assets 43:21 that you wanna put together and you have 43:23 a beneficiary list and a distribution, 43:26 it's a lot easier to put it in a trust 43:29 for a trustee to say, okay. 43:32 And the trustee, you wanna make sure 43:34 you trust them and how those monies 43:37 are going to be divided to the way the instrument says. 43:42 And that's what's so important about a trust is, 43:44 the better it's written, 43:46 the better the effect is at the end 43:48 and more peace of mind and less drama at the end. 43:52 And, you know, sometimes we like drama, 43:54 but in these type of cases... 43:55 We don't like dramas. No, we don't want drama. 43:57 We prefer not having the drama. Yes. 43:59 That's right. 44:00 We've been through some of that. 44:02 And that's why we're doing these education programs. 44:03 Yes. That's right. 44:05 For you, the viewer who really needs to see 44:07 and hear this and know that you don't have to go 44:09 through drama and save us from going through it. 44:11 That's right. Absolutely. 44:13 Let's plan together. That's right. 44:14 And some of you might have money invested here now. 44:19 In the meantime, you might have bought 44:20 a life insurance plan. 44:23 Does your life insurance plan say, 44:25 who's gonna get that money if you die? 44:29 For instance, can you put that life estate 44:32 or that insurance plan in a trust? 44:35 Yes, there's a line right in our application, 44:37 where you can list that. 44:39 You can look, list stocks, 44:41 you can list your bank accounts. 44:42 That's right. 44:44 Some people have five to seven bank accounts 44:46 that does happen. 44:47 All of those can be listed in your application 44:51 and will be taken care of at the time of your demise. 44:54 And you will have done the pay on death in advance 44:58 and it's in your trust, 45:01 and we'd like to have a copy of it. 45:02 So when you go to the bank, get your copy, mail us a copy, 45:06 we like to keep that. 45:07 So we've got it all together. 45:09 I think, I'm hearing that communication with 45:11 the Plan Giving and Trust Department is important. 45:12 Oh, it's very important. 45:13 I saw that they just had the number up again, 45:15 and thank you in the control room for putting that up 45:17 again because it's important. 45:19 Because if you have questions, if you've made additions 45:21 or changes, we need to know about those changes 45:25 and make sure it's well written as you said, 45:28 everything's handled that way, 45:29 whether it's a Property Trust or a Cash Trust or a CGA 45:33 or we got to get talking to some other stuff too. 45:35 So talk to us about Charitable Remainder Unit Trust, 45:37 what's that? 45:39 So just before that may I just share something about, 45:41 we haven't talked about SATs, 45:43 which is Self Administered Trust. 45:47 And that's a trust where the person 45:51 who is creating it, 45:52 let's say, I'll give you example, 45:54 I want to create a Self Administered Trust. 45:56 I'm the trustee of that trust. 45:59 It wouldn't be an organization, it would be me, 46:01 but I would have successor trustees, 46:03 when I'm not able to function anymore, 46:05 I would give it to 3ABN to be the trustee 46:07 to manage the trust. 46:09 So that's another tool that's really helpful. 46:11 If you like to be in control 46:12 of your resources a little more, 46:15 a Self Administered Trust is an awesome opportunity. 46:18 And it's a great tool to utilize in your estate. 46:22 And we might not have all the answers for that. 46:25 So what they can do is trust department 46:28 to facilitate this for you. 46:30 That's right. 46:31 And we'll tell you what you need to do 46:32 and then it will all be set up. 46:34 That's right. 46:35 And in case of an emergency, you've done it. 46:38 That's right. You know? 46:39 So, yeah, let's talk about CRUT. 46:40 Can I ask one thing? Yeah. 46:42 So for the Self Administered Trust is, can that be property 46:44 and finances or...? 46:46 Yes, it can be everything. Okay, thank you. 46:48 Yep, yep, yep. 46:49 So CRUTs are, let's say, 46:51 it's a document, that's a trust, 46:53 but it is an irrevocable trust. 46:56 And basically what happens it's usually designed 47:00 to mitigate capital gains. 47:05 So, let's say you have a piece of property that's worth, 47:08 you know, let's say 500,000 or a million dollars, 47:12 but you only paid $100,000 for that piece of property. 47:16 So what you would do 47:17 is you would stick that into a CRUT, 47:20 a Charitable Remainder Unit Trust, I know, 47:23 it's these acronyms, they're funny. 47:26 But anyway, a Charitable Remainder Unit Trust, 47:29 that is an instrument where you would put that in there, 47:33 and then you would get 5% for life on that instrument, 47:39 and we would pay that out to you, 47:42 and that you would not have to pay 47:43 capital gains all up front. 47:46 A part of your payment would be a little capital gains, 47:51 but that's part of IRS regulations and all that. 47:53 But as far as having a piece of property that's very 47:58 appreciated that you don't want pay capital gains, 48:01 a Charitable Remainder Unit Trust is a great tool 48:05 to benefit from to utilize that property in a way 48:10 that will benefit the organization. 48:12 What happens is, you get that 5% for life, 48:15 and then after that or term of years, 48:17 whatever how we write the document. 48:19 But then after that, 48:21 that remaining asset goes to 3ABN. 48:25 So, it's a great document. 48:27 It's a way to control some of your capital gains 48:31 that you may have with appreciated property. 48:34 And it's a great tool that is utilized here at 3ABN. 48:37 Yes, we're very, very grateful to have 48:40 a tool that can do that. 48:41 That's powerful. That's right. 48:43 Yes. Absolutely. 48:44 And if you're planning, which we pray that you are. 48:47 If you're planning with the Lord, 48:50 choose the strong documents. That's right. 48:53 A will is kind of wishy-washy. 48:56 Now a will does come with a trust. 48:59 But that's a poor over-will. That's correct. 49:01 And that's just slightly different. 49:03 But just a very simple will when you've got all this stuff. 49:08 It's not adequate. 49:10 Please think twice about a will that maybe you have now. 49:14 And you think it has everything in it. 49:16 You say, God, what should I do with this? 49:18 That's right. Call us, talk to us about it. 49:21 But if you have nothing, at least get a will. 49:25 If you have nothing, at least get a will. 49:27 That's right. That's right. Yes. 49:28 And that can start quite young too. 49:30 That's right. 49:31 This is another thing that brand new parents, 49:34 brand new households, newlyweds, what have you done? 49:39 Have you planned? 49:41 What if something happens to one of you? 49:43 What have you planned? 49:45 Don't be caught out there with nothing. 49:47 It's very important that you have something 49:51 and we have something for everybody. 49:53 This is not just no people's plan. 49:54 That's right. This is for everybody. 49:56 That's right. 49:58 And it's good to plan it now while your mind is crisp 50:01 than to wait later on and you might forget 50:04 something or lose something, 50:05 it's better to do it while you're younger. 50:07 And then you can think about it as you go on. 50:09 And that just builds peace of mind. 50:10 It does. Absolutely. 50:12 Because, you know, I mean, it's just amazing to me, 50:14 life is uncertain at best, would you say that? 50:18 I mean, life is... We don't know the future. 50:20 I mean, the Bible says, "Don't worry about the future." 50:23 And we know that sufficient unto the day is the evil, 50:26 but don't worry about the future. 50:28 But yet we are called to plan for the future. 50:30 That's right. 50:32 Because that is vitally important 50:33 for the peace of mind, 50:35 I've been hearing that this whole hour 50:36 as we've been talking together is the importance 50:38 of having that peace of mind. 50:40 The importance of knowing what's gonna happen 50:43 with your loved ones, with your finances. 50:46 The importance of planning ahead for the Lord's work 50:50 and saying, yes, I want part. 50:52 Some people give 100% and we... 50:55 That's a two hander. We praise the Lord for that. 50:58 But we understand some people say, 51:00 I have children, I have grandchildren. 51:02 I have other ministries that I want to support too. 51:05 And we praise the Lord for that too 51:07 because it's all of us working together 51:10 to ensure you have that peace of mind to ensure 51:13 those properties, all of that's handled. 51:17 I love the Property Trust. 51:18 So I just wanna encourage you we're gonna put up 51:21 the address right now, and the website for 51:23 a Plan Giving and Trust Services Department. 51:25 If you're interested in Charitable Gift Annuity. 51:28 If you're interested in a Cash Trust 51:31 or a Property Trust or Self Administered Trust 51:37 or a CRUT, we call it, 51:39 a Charitable Remainder Unit Trust. 51:41 And I probably forgot some others. 51:42 You just give us a call at 51:44 our Plan Giving and Trust Services Department, 51:47 and we would be delighted to help you. 51:51 If you would like to learn more about 3ABN Trust Services, 51:55 and how to use your financial resources, 51:57 investing wisely and at the same time 51:59 helping the work of your ministry, 52:01 then you can contact them at 3ABN Trust Services, 52:06 PO Box 220, West Frankfort, Illinois 62896. 52:11 That's 3ABN Trust Services, PO Box 220, West Frankfort, 52:16 Illinois 62896. 52:19 You can call 800-886-4800. 52:23 It's 800-886-4800 52:27 or go to our website at www.3abn.org |
Revised 2019-12-19